Lightyear: Stocks and ETFs

4.57K reviews
Content rating
PEGI 3
100K+
Downloads
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About this app

Invest in 6,000+ stocks, funds and cryptocurrencies with low fees and earn easy-access interest. Whether you're just starting out or managing an advanced portfolio, Lightyear gives you the tools to grow your money without high fees eating into your returns.

Higher returns start with lower fees. Lightyear has one of the most competitive pricing out there, what you see is what you get. No FX markups, no hidden fees.

Seamless web & mobile platform. AI market data and portfolio tracking tools help you make informed investment decisions. Listen in to quarterly earnings calls, or get quick snapshots or market happenings, all in one place.

Multi-currency investing. Hold and invest in EUR, USD, GBP

Earn easy-access, high interest through Vaults. Managed by BlackRock and J.P. Morgan Asset Management

Business investment accounts. Whether you freelance, run a startup or operate an SME, high interest Money Market Funds help you make the most of your company cash.

Crypto for the long term, with 12 top-traded coins. Not available in the UK.

Keeping your money protected is important to us. Lightyear is authorised and regulated by the Financial Conduct Authority (FRN 987226) in the UK and the Estonian Financial Supervision Authority (4.1-1/31), with permission to provide certain crypto-asset services (4.1-1/147) in the EU. Your cash and investments are held in a segregated client account. In the UK, you're protected by the Financial Services Compensation Scheme (FSCS); in the EU your assets (excluding crypto-assets) are covered by the Estonian Investor Protection Sectoral Fund.

At Lightyear, we aim to create successful investors. Making sure whoever you are, wherever you are, Lightyear is the best place for you to grow your money for a better future.

Investing gives your money the chance to grow and outperform cash over the long-term, but investment values can also go down, so you may get back less than you put in.

Investment services provided by Lightyear UK Ltd (UK) & Lightyear Europe AS (EU). Terms apply: lightyear.com/terms. Seek financial advice if necessary.
Invest smarter. Go further. Invest in 6000+ stocks and ETFs with Lightyear.
Updated on
Oct 5, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 6 others
  • This app may collect these data types
    Personal info, Financial info and 6 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

4.49K reviews
G.
August 20, 2026
The app is great, lightweight and very intuitive. No issues with stability. The customer service is very responsive and helpful. I almost subconsciously started moving more and more of my investments to it and 4 stars is because fund availability could be better.
Did you find this helpful?
Lightyear Investing
August 21, 2026
Thank you for the kind words and for trusting us with more of your investments; that means a lot. We hear you on fund availability; it's something we keep working to expand over time. Happy Lightyearing 🚀
simone bruschi
April 15, 2026
for UK Investors not enough ETFs and still no option to do a pie/asset allocation which makes it really difficult to rebalance and keep things in order. UPDATE my account was closed because I moved out from the UK. They are probably the only provider that does not allow an ISA account to exist after moving abroad. They gave me the possibility to withdraw/trader my funds, so not a massive issue. But it certainly caused some unnecessary stress. At least now they do offer "pies"...
2 people found this review helpful
Did you find this helpful?
Lightyear Investing
July 11, 2025
Hi Simone, thanks for your feedback! We're sorry the instrument you’re looking for isn’t available yet. We're constantly expanding our offerings and hope to bring more ETFs soon. We've also shared your interest in pie/asset allocations with our team for future updates. Thanks again for taking the time to share this. We really appreciate it!
Ead T
June 15, 2026
Less baffling than trading 212 but for the love of sanity allow the user to dismiss the "start your journey" bouncing prompt at the bottom. I've set up everything (transferred funds and set up) so when will it go away! It's annoying me so much plus a few other weird experiences than I'm holding off fully transferring.
2 people found this review helpful
Did you find this helpful?
Lightyear Investing
June 17, 2026
Hi! We understand that this can be frustrating and apologise for any inconvenience. If you'd like to share more information about the other weird experiences, don't hesitate to reach out to support@lightyear.com, and we can address your concerns.

What’s new

Under-the-hood improvements make everything faster and smoother. Think of it as compound interest for your app.