Instarem: Send money overseas

11.1K reviews
Content rating
PEGI 3
500K+
Downloads
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About this app

Join over 1 million customers who trust Instarem for fast, secure, and low-cost international money transfers. Founded in 2014 and part of fintech unicorn Nium, Instarem makes sending money overseas simple, affordable, and reliable.

Whether you're supporting your family, paying international vendors, or sending money back home, Instarem is the best app for international money transfers. With competitive foreign exchange rates, low fees, and instant remittance, your cross-border payments are always in good hands.

💰Try us with a special first-time offer

Enjoy an exclusive welcome offer on your first money transfer—whether it’s zero fees, better rates, or both. Sign up to see what’s waiting for you.

🌎✨ Why choose Instarem?

➢ Fast & secure money transfers
Send money globally in minutes, with bank-grade security and real-time tracking.

➢ Low-cost remittance
Get better-than-bank foreign exchange rates and low, transparent fees—no hidden charges.

➢ Trusted global remittance app
Licensed and regulated in 11 jurisdictions for safe, reliable remittance.

Top features of the Instarem money transfer app:

➢Send money internationally to over 60 countries
➢Currency conversion rates with real-time FX rate checker
➢Rate alerts to track your preferred exchange rate
➢Rewards program that gives you rewards on every transfer, referral, and sign-up—redeemable for discounts or air miles

🔒 Safe & transparent remittance
➢ Regulated in 11 jurisdictions
➢ No hidden fees—just clear, upfront pricing unlike banks or traditional remittance services

Send from:
SGD, USD, AUD, EUR, MYR, JPY, HKD, GBP, CAD, INR

Send to:
INR, PHP, GHS, CNY, AUD, KES, GBP, LKR, THB, EUR, DOP, VND, COP, CAD, CLP, NGN, USD, PKR, ARS, KRW, MXN, NPR, NZD, PEN, BDT, BRL, GTQ, HKD, MYR, IDR, UYU, UGX, TRY, SGD and more

🧳 Flexible ways to pay and receive money

Choose from a wide range of payment and payout options tailored to your convenience.

➢ Payment methods: Bank Transfer, ACH/Direct Debit, Credit Card, Debit Card, FPX Transfer, INTERAC e-Transfer, Linked bank account, PayID Transfer, PayNow, Wire Transfer

➢ Payout methods:
Bank Deposit, Cash pickup, Bank Card, DuitNow, Pix, UPI, Debit Card, Alipay Wallet, E-Wallet.

Note-methods vary by country.

🏆Award-winning service

➢ Best Value International Money Transfer Provider – Mozo Experts Choice (Australia, 2021 & 2020)
➢ Blockchain Innovator Award – Swell by Ripple (2019)
➢ Excellence in Payments – Fintech Australia (2018)

🙌 Get started in 3 easy steps:

1. Download the Instarem app – it’s free
2. Sign up with your email or Google account
3. Verify your details and start sending money abroad

📌 Need help?

Chat with us 24/7 via the Help Center in the app or visit www.instarem.com

Stay connected:
Facebook: www.facebook.com/GetInstarem/
Instagram: www.instagram.com/instarem/
LinkedIn: www.linkedin.com/company/instarem/
Twitter: www.twitter.com/getinstarem/
Send money abroad easily at great exchange rates | Fast & secure money transfer
Updated on
Sep 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Messages and 2 others
  • This app may collect these data types
    Location, Personal info and 8 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

11K reviews
John-Michael Lewis
August 7, 2026
Currently Instarem provides a better exchange rate than Wise and so I will continue to use them as long as this remains true. Transfer times are very similar to Wise. I also like the points system which rewards you for doing transfers which can be deducted from future transfers. Finally their customer service was very responsive and helpful.
1 person found this review helpful
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Nium Pte Ltd.
August 7, 2026
Thank you for updating your review and sharing your experience! We're delighted to hear you're enjoying our competitive exchange rates, rewards program, and happy with you experience with our Customer Experience team. Your feedback means a lot to us. We truly appreciate your trust and look forward to supporting your future transfers!
Aashish Nepal
August 19, 2026
Hands down, the best remittance app ever! I am not sure why more people aren't using it. The rates are the best, money is sent in less than a minute and there is never any problem. Keep up the good work guys. Best, Loyal customer since 2 years
3 people found this review helpful
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Nicht Verfolgen (Indsiger)
August 17, 2026
After 3 unique valid email addresses rejected during sign up, finally a tutanota address accepted on 4th try. After an egregious amount of personal info handed over I find very uncompetitive $12AUD fee being asked. I will be unlikely to ever accept such high fee + below average exchange rate. App is competent.
1 person found this review helpful
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Nium Pte Ltd.
August 19, 2026
Dear Customer, If you have an Instarem account, please contact us via the Help Centre on our website or app. If you can’t sign up or log in, visit instarem.com/signin, select “I have trouble logging in” > “Other issue”, and share your concern with your CIN or Transaction ID (if available). We’ll assist you promptly. Thanks, Team Instarem

What’s new

• Bug fixes and performance improvements.