2.35K reviews
Content rating
PEGI 3
100K+
Downloads
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Mercury offers radically different banking* designed to optimize your business and personal finances.

Mercury business banking comes complete with free payment options, credit cards,** expense management, invoicing, bill pay, accounting automations, and more. All in one place, all entirely online. Plus, Command – built-in Al that handles financial work for you.

Loved by over 300K entrepreneurs, Mercury for business enables companies to handle their financial work like seasoned pros, so they can be sure every dollar is doing exactly what it should. Plus, you can access up to $5M in FDIC coverage* through our partner banks and their sweep networks.

Mercury Personal* is designed to help ambitious people level up their personal finances with the same great Ul and powerful features. It comes loaded with high-yield savings accounts, unlimited USD wires, a joint account, and more -all for one annual subscription fee of $240.

*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. FDIC deposit insurance covers the failure of an insured bank. Deposits in checking and savings accounts are FDIC-insured through Choice Financial Group and Column N.A. and their Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Learn more at mercury.com.

**The IO Card is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated.
Business and personal accounts
Updated on
Sep 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Photos and videos and 3 others
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

2.32K reviews
Denys Yehorov
September 18, 2026
Terrible experience. I applied for a business account, provided all requested information and documents, and was declined without any explanation. I contacted onboarding support directly and asked for human review,but received the same generic AI response: “We’re not able to share more detail...” They tell me to reapply, but reapplication is impossible—the system immediately rejects it again. Declined → AI support → “reapply” → rejected again. Completely unacceptable. I would never trust Mercury
1 person found this review helpful
Did you find this helpful?
Mohamed Sghiouri
August 1, 2026
Mercury closed my business account without providing any clear explanation. They informed me that my remaining balance would be sent by check, but I have never received any check. I also asked if they could send the funds by bank transfer instead, but they did not send a wire transfer either. My money is now being held with no clear legal justification, and support has not provided a satisfactory resolution. This has been a very frustrating experience.
6 people found this review helpful
Did you find this helpful?
Jomoma
April 8, 2026
Not user friendly. Missing settings function to restrict or unblock account use. Notification can't be edited for what gets pushed or emailed. I had to go through the online app to do these tasks. it want friendly there either. verbiage on restrictions made me block all use except gambling. App doesn't have direct customer support. First contact is computer roundabout. When you get a person it takes forever for a response or even know they're still there. I was dropped 3 times for resolving.
1 person found this review helpful
Did you find this helpful?

What’s new

In version 26.36:

• Bug fixes and performance improvements.

—The Mercury Mobile Team