Flöde – see where money goes

Flöde makes your monthly finances easy to follow. Upload statements from your Swedish internet bank and see how your salary splits into spending, savings and what is left, in one visual flow.

UPLOAD BANK STATEMENTS
Export statements as Excel or CSV from your internet bank and pick the files in the app. Flöde recognises the columns, checks the balance row by row and skips transactions you have already imported. If a file isn't recognised, you choose the columns once and Flöde remembers them.

TRY IT WITH TEST DATA
Want to look around first? Choose Prova med testdata and Flöde shows six months for a made-up person with an ordinary salary, a rented flat and a bus pass. Step through the days and see what happens when payday comes. The test data is removed when you import your own statements.

SEE WHERE THE MONEY GOES
One picture shows how the pay month's money is split between categories. Transfers between your own accounts don't count as spending.

PURCHASES SORT THEMSELVES
Everyday purchases are sorted automatically. The ones Flöde isn't sure about you confirm with a tap, and it remembers your choice next time. You can move a purchase to another category or split it across several.

FOLLOW THE PAY MONTH
The month runs from payday to payday. See what is left, roughly how much you have per day, and how each category compares with a normal month.

YOUR DATA STAYS ON YOUR PHONE
No account and no sign-in. Statements are read and stored only on your phone, and Flöde doesn't share them with us or anyone else. Delete everything whenever you like under Konto → Radera all data.

BANK LINKING IS COMING
A future update will let you link your bank so purchases arrive automatically. You can sign up in the app to try it early. The app is free.

The app is in Swedish and shows amounts in Swedish kronor. PDF statements can't be read.