XTB Online Investing

178K reviews
Content rating
PEGI 3
10M+
Downloads
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About this app

About XTB
XTB is a global financial institution trusted by over 2 million clients worldwide. We offer a wide range of tools and instruments for investments (stocks, ETFs) and savings solutions (Investment Plans and interest on free funds). All of this is available within a single ecosystem, a single app, where your money can work for you.

Buy stocks and ETFs commission-free
XTB app gives you access to over 5000 stocks and ETFs from 16 major exchanges around the world. Invest in stocks and ETFs with 0% commission.*

Make the most of our savings solutions
Investment Plans
At XTB, you can create your personal Investment Plan that will help you regularly set aside small amounts, invest passively and reach your desired goals, like: travel, retirement, electronics or a new house.
Interest on free funds
You can also profit while waiting for the perfect investment opportunity. All your uninvested funds earn interest, which is calculated daily and paid out monthly.

Keep your money handy with XTB Card
Convenient shopping with your phone, contactless ATM withdrawals worldwide, instant currency exchange or fast and simple transfers. Discover numerous solutions for your everyday finances with XTB Card. Feel free wherever you are.

2FA - an extra layer of security
We implemented 2FA (Two-Factor Authentication) through SMS verification to ensure that no one gains unauthorized access to your XTB account and funds.

Safe and secure deposits and withdrawals
Make a deposit instantly by credit/debit cards like Visa/Mastercard or using services such as PayPal, Skrill, Neteller. Easily transfer funds between sub-accounts in XTB or withdraw to your personal bank account - all safely and securely via the app.

24h/5 support
Our customer service team offers support in 18 languages and is available 24 hours a day, whenever the markets are open from Monday to Friday, via email, chat or phone.

Free training account
Open a free training account in seconds to test your investment ideas and strategies. Experience how the market works without risking your own capital. And when you're ready, open a real XTB account for free in just 15 minutes and let your money work... FOR REAL!

Trainings and webinars
Use our extensive video library and educate yourself utilizing hundreds of hours of webinars. Learn more about various aspects of investing such as risk management or investing strategies. Enjoy clear selection - from basic to intermediate and expert tutorials. expert step by step.

Market news and analysis
Get breaking news and read professional market analysis prepared by our award-winning research team.

Advanced charts and technical analysis
Find the best investment opportunities with over 35 indicators, different chart types, technical analysis, drawing tools and other features in the app.

*For monthly turnover up to 100,000 EUR. Transactions above this limit will be charged a commission of 0.2% (minimum 10EUR).
**The XTB Card and payment accounts are available to XTB S.A. individual investment account holders. DiPocket UAB, an Electronic Money Institution registered by the Bank of Lithuania, provides the services. The XTB Card is issued under a Mastercard license.
Where your money works with investments and solutions for savings
Updated on
Oct 2, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App activity
  • This app may collect these data types
    Personal info, Financial info and 7 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

173K reviews
C Z
July 7, 2026
I had to install the app as you cannot complete the verification process online. I could do this fine for other brokers. Functionality is more or less the same, which is good. From my pov, the graphics don't work as they should. If I select D1, I want the graphic for a day, not for multiple months... Finding and filtering ETFs is not that easy. Used an external service for this. Also many instruments don't show market depth. If I want to put a stop order, I cannot see where the market sits ATM.
17 people found this review helpful
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XTB S.A.
July 9, 2026
Thank you for your feedback. We’re sorry to hear some aspects of the platform did not meet your expectations. We value your comments regarding charts, ETF filtering and market depth, and will share them with the relevant team. Please contact us via email if you require further assistance.
Emre San (ES)
July 24, 2026
Automated bank account adding doesn't work. Filling the form doesn't work. Customer service doesn't help and keep insisting can be done only through app. When it comes to deposit money magically they assign a dedicated person do everything through mail. When it comes to withdrawal your funds somehow app doesn't work, no one to help. Avoid!!!
14 people found this review helpful
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XTB S.A.
July 31, 2026
Thank you for your feedback. We’re sorry to hear you experienced difficulties with the bank account verification process. We’d appreciate the opportunity to investigate the issue. Please contact us so we can review your case and assist you further.
Charalambos Michaelides
July 6, 2026
Support is very slow to respond. It mentions typically under 15 min but it's much more. Also limited options for US stocks compared to other platforms and no options trading. No 24/7 trading which limits your trading flexibility. Other than that it works well most of the times and the interface is easy. No issues in depositing funds in fact it is almost instant. Changed my rating to 3 stars after I had to wait 15 hours for support to reply. The platform was down with no information to the users.
45 people found this review helpful
Did you find this helpful?
XTB S.A.
July 7, 2026
Thank you for your feedback. We’re sorry to hear about your experience with customer support and platform performance. We appreciate your suggestions regarding trading features and will share them with the relevant team. Please contact us at ukservice@xtb.co.uk if you need further assistance.