Central Bank

20.7K reviews
Content rating
PEGI 3
500K+
Downloads
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About this app

Easily manage your accounts on the go with Mobile Banking*. Track spending, pay bills, deposit checks, transfer funds, send money, and find nearby ATMs or branches.

Early Direct Deposit

• Access your direct deposit funds sooner with Early Direct Deposit for eligible checking accounts**.

Save

• Turn on Round-Up to automatically save by rounding up your debit card purchases, with daily transfers of the difference to your savings account.
• Use Money Manager, a free tool available within Mobile Banking that provides personalized insights to help you save, budget, and track expenses.

Send

• Send and receive money with Zelle®, a fast and easy way to pay friends, family, and people you trust.
• Transfer money to and from your accounts at other banks.
• Pay bills by scheduling payments, setting up recurring payments, and managing payees.

Manage

• View account activity, statements, and tax documents; transfer money, make loan payments, and more.
• Deposit checks by taking a photo with your smartphone using Mobile Check Deposit.
• Request a replacement card, verify your details, and place your order—all within Mobile Banking.

Customize Your Experience

• Add nicknames and customize the order of your accounts.
• Add a profile picture to help confirm you’re signing into the correct account.
• Use Quick Balance by swiping down on the Central Bank logo on the app login screen to view account balances and recent activity.
• Use your smartwatch to check balances, view recent transactions, and lock your card.

Security

• Enable biometrics to log in using fingerprint authentication or face unlock (Pixel devices).
• Use multi-factor authentication for an added layer of security when logging in from new or unknown devices.
• Receive push, text, or email alerts for balances, transactions, cards, and payments.


For the best experience, use the app on devices running Android 10.0 or later. Some features may not be available on older versions. If you experience issues, visit our mobile-friendly website using your device’s browser.



Member FDIC. *Mobile Banking is free, but data and text rates from your mobile carrier may apply. Terms and conditions apply. Zelle® is intended for sending money to family, friends, and people you know. We recommend that you do not use Zelle® to send money to anyone you do not know. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.

**Early availability is not guaranteed and may vary between deposits and may depend on instructions sent by the payer or any limitations we set. Not all direct deposits qualify. Available for eligible accounts: MaxMoney, MyChoice, World, World Elite, and Preferred Interest. Enrollment is required. See our Early Direct Deposit Agreement for more details.
Move, manage, and maximize your money like never before.
Updated on
Aug 29, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 5 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

20.3K reviews
Janet Lowther
September 17, 2026
It is pretty good, reasonably quick, but once in a while it seems to be down. Maintenence? Probably, since that is usually Saturday or Sunday
1 person found this review helpful
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Sealiena Cox
April 28, 2026
The app has glitches. 3 different times over the last year it refused to let me unlock my card over the weekend when no one's in the bank to help, nor is there anyone I could call for service. There's been a couple times the app was not accurate with my actual banking info. This caused me to over spend. I didn't even know this was possible. until recently. It doesn't show deposits pending until they've hit the bank The worse is the spam text I get 3- 7 text daily for the exact same transacti
1 person found this review helpful
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Central Bancompany
May 5, 2026
We’re sorry to hear about the issues you’re experiencing and appreciate you sharing this feedback. What you’re experiencing is not expected behavior, and we definitely want to look into why this is happening so we can help prevent it in the future. Please contact us at (800) 749-5344, and we’ll be happy to assist you with these issues!
Skyler Babcock
July 2, 2026
unable to connect to server. update 7.1.26. Transfers dont work properly. They go through days later which really screws up your cash flow. Theyve also misplaced or flat out lost $2500 of mine from a failed transfer 2 weeks ago, tried to blame it on insufficient funds even though the funds were there and are reflected on my balance sheet. Needs a major overhaul
1 person found this review helpful
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Central Bancompany
July 2, 2026
Hi Skyler, we’re sorry to hear about the issues that you’re experiencing with your transfers. We’d appreciate the opportunity to better understand what’s going on and see how we can help. Please give us a call at (800) 749-5344 so we can take a closer look.

What’s new

Watch App

• It’s Time! Access your bank accounts from your smartwatch. Check balances, view transactions, and lock your card.

Report Card Lost/Stolen

• You can report your card as Lost, Stolen, or Never Received in the app! Go to Card Management and select “Report Card Lost/Stolen” to close your card and order a new one.

Sports Widgets

• Rep your team from your home screen! Add the Central Bank widget and choose from Missouri Tigers, St. Louis Cardinals, Kansas Jayhawks, or Sporting KC.

App support

Phone number
+18007495344
About the developer
The Central Trust Bank
cbccustomerservice@centralbank.net
238 Madison St Jefferson City, MO 65101-3249 United States
+1 877-331-2882